389 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 389 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,965 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2023)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-16-0-002-017.019`

Property Details

APN / Parcel Number

Primary APN	`31-05-16-0-002-017.019`
Alternative APNs	`00065030` `503076` `35791`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,965 sqft Living Area
1st Floor Area	2,091 sqft
Upper Floors Area	874 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00065030
Street Address	389 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RIVERCREST SD 16-18-3 MB D PG 112 SLIDE A-66-2
Legal Range	03E
Legal Township	18S
Legal Section	16
Legal Subdivision	RIVERCREST S/D
Legal Lot Number	12
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1022
Census Tract	40213

Owner

389 Rivercrest Dr is owned and occupied by two individuals who bought it in June 2023.

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	389 RIVERCREST DR, VINCENT, AL 35178-9243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Survivorship Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2023	Warranty Deed, Transfer
Mar 15, 2021	Intrafamily Transfer, Transfer
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 3, 2018	Grant Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Book / Page	2023 / 7200
Prior Transfer Date	May 23, 2023
Prior Transfer Doc	0000007198
Record Updated	Sep 20, 2026

June 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 22, 2023
Property Address	389 RIVERCREST DR, VINCENT, AL 35178-9243
Document Number	0000007200
Book / Page	DEED 2023 / 7200
Map Reference	MB D PG 112
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 RIVERCREST DR, VINCENT, AL 35178-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 RIVERCREST DR, VINCENT, AL 35178-9243

Mortgage

Document Number	MTG202321127
Date	Jun 22, 2023
Instrument	MTG 2023/21127

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 22, 2023
Property Address	389 RIVERCREST DR, VINCENT, AL 35178-9243
Document Number	0000007198
Book / Page	DEED 2023 / 7198
Map Reference	MB D PG 112
Instrument Date	May 23, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 COUNTY ROAD 118, JEMISON, AL 35085-3976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 RIVERCREST DR, VINCENT, AL 35178-9243

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Mar 15, 2021
Property Address	389 RIVERCREST DR, VINCENT, AL 35178-9243
Document Number	0000003258
Book / Page	DEED 2021 / 3258
Map Reference	MB D PG 12
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 RIVERCREST DR, VINCENT, AL 35178-9243

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 13, 2021
Property Address	389 RIVERCREST DR, VINCENT, AL 35178-9243
Document Number	0000012138
Book / Page	DEED 2021 / 12138
Map Reference	MB D PG 112
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	389 RIVERCREST DR, VINCENT, AL 35178-9243

Mortgage

Document Number	MTG202161850
Date	Sep 13, 2021
Instrument	MTG 2021/61850

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Dec 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 3, 2018
Property Address	389 RIVERCREST DR, VINCENT, AL 35178-9243
Document Number	0000000099
Instrument Date	Dec 27, 2017
Instrument	99
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 RIVERCREST DR VINCENT AL 351789243, VINCENT, AL 35178-9243

Mortgage

Document Number	251
Date	Jan 3, 2018
Book Page	002018/000251
Instrument	251

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 389 Rivercrest Dr was $1,122 with exemptions applied.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00	$38,780	$387,760 Land $19,600 Building $368,160
2023		$70,086 (+141.54%) Land $3,920 Building $66,166	$350,430 (+20.77%) Land $19,600 Building $330,830
2022	$996.00 Homeowner's exemption	$29,016 Land $2,080 Building $26,936	$290,160 Land $20,800 Building $269,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Rivercrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Rivercrest Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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