St. Clair County property record for 818 Rivercrest Dr, Vincent, AL 35178
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,868 sqft · built 2020 |
| Lot Size | 0.62 acres (26,875 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,559 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 31-05-21-0-001-006.000 |
| Primary APN | 31-05-21-0-001-006.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,868 sqft Living Area |
| 1st Floor Area | 2,868 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,875 sqft (0.62 acres) |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00501534 |
|---|---|
| Street Address | 818 RIVERCREST DR |
| City | VINCENT |
| State | AL |
| Zip | 35178-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SMITH HILL SD 21-18-3 |
| Legal Range | 03E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | SMITH HILL S/D |
| Legal Lot Number | 6 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40213 |
818 Rivercrest Dr is owned and occupied by an individual.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 RIVERCREST DR, VINCENT, AL 35178-9211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FCU |
| Mar 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 818 RIVERCREST DR, VINCENT, AL 35178-9211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071143 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | MTG 2020/71143 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Mar 25, 2019 |
| Property Address | 818 RIVERCREST DR, VINCENT, AL 35178-9211 |
| Document Number | 0000003235 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 3235 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $581.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 RIVERCREST DR VINCENT AL 351789211, VINCENT, AL 35178-9211 |
The 2025 property tax bill for 818 Rivercrest Dr was $1,559 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,559.00 | $44,660 | $446,330 |
| 2023 | $89,266 Land $19,600 Building $69,666 | $446,330 Land $98,000 Building $348,330 | |
| 2022 | $1,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Rivercrest Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Rivercrest Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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