St. Tammany Parish property record for 732 Cottage Ln, Covington, LA 70433 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,651 sqft · built 2010 |
| Owner | Individual Name on File |
| Last Sale | $772,000 (Jul 2019) |
| Tax Bill | $8,149 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Mortgage + 4 more |
| APN | 103-809-3188 |
| Primary APN | 103-809-3188 |
|---|---|
| Alternative APN |
|
| Building Area | 3,651 sqft Living Area |
|---|---|
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 103-809-3188 |
|---|---|
| Street Address | 732 COTTAGE LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRA BELLA LT116 PH1A1 |
| Legal Subdivision | TERRA BELLA |
| Legal Phase | 1A1 |
| Legal Lot Number | 116 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 40401 |
Source: St. Tammany Parish records · APN 103-809-3188
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Sep 11, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Jul 23, 2019 | Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Oct 21, 2013 | Cash Sale Deed, Transfer · Conventional Mortgage UBS AG TAMPA BRANCH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Oct 21, 2013 · Amount on Record |
| Deed Document Number | 2166140 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002247754 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2247754 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002166142 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2166142 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001995248 |
|---|---|
| Date | Sep 11, 2015 |
| Instrument | 1995248 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002166142 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2166142 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 23, 2019 |
| Property Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Document Number | 0002166140 |
| Map Reference | MAP 4753 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2166140 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Document Number | 0002166141 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2166141 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 21, 2013 |
| Property Address | 732 COTTAGE LN, COVINGTON, LA 70433-8156 |
| Document Number | 0001920534 |
| Map Reference | FILE4753 |
| Instrument Date | Oct 18, 2013 |
| Instrument | 1920534 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70288 MENUET RD, MANDEVILLE, LA 70471-7658 |
| Name | Verified Name |
|---|---|
| Address | 72392 MILITARY RD, COVINGTON, LA 70435-9549 |
| Document Number | 0001920677 |
|---|---|
| Date | Oct 21, 2013 |
| Instrument | 1920677 |
| Name | UBS AG TAMPA BRANCH |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2043 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,149.00 (+4.97%) Homeowner's exemption | $73,326 (+7.77%) Land $8,000 Building $65,326 | $733,259 (+7.77%) Land $80,000 Building $653,259 |
| 2024 | $7,763.00 (-10.92%) Homeowner's exemption | $68,040 (-3.88%) Land $8,000 Building $60,040 | $680,396 (-3.88%) Land $80,000 Building $600,396 |
| 2023 | $8,715.00 Homeowner's exemption | $70,787 (-) Land $7,500 Building $63,287 | $707,870 (-) Land $75,000 Building $632,870 |
| 2022 | $8,715.00 Homeowner's exemption | $70,787 Land $7,500 Building $63,287 | $707,870 Land $75,000 Building $632,870 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030404011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 525 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 525 in force 473 of 525 on primary residences |
| Nearby Flood Claims | 24 (1998–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Moderate above 61% of the US · above 84% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 662 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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