Pinellas County property record for 724 Rustic Oaks Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 1980 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Oct 2013) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-7221-8 |
| Primary APN | C62-000-758-7221-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 2,437 sqft |
| 1st Floor Area | 1,561 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R58308 |
|---|---|
| Street Address | 724 RUSTIC OAKS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RUSTIC OAKS LOT 43 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 6 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Tract | 77640 |
| Legal Lot Number | 43 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27331 |
724 Rustic Oaks Dr is owned and occupied by an individual who bought it in October 2013.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 724 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CTRL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on File |
| Deed Sale | Oct 11, 2013 · Amount on File |
| Prior Sale | Aug 22, 2003 · Amount on File |
| Deed Document Number | 2013332853 |
| Deed Book / Page | 18192 / 927 |
| Transfer Doc | 9816002155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 724 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 724 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Document Number | 0233721746 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 23372/1746 |
| Instrument | 2025332459 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 724 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Document Number | 0202111607 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 724 RUSTIC OAKS DR PALM HARBOR FL 346843243, PALM HARBOR, FL 34684-3243 |
| Document Number | 0202111607 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 020211/001607 |
| Instrument | 301504 |
| Name | FLORIDA CTRL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 18, 2028 |
The 2025 property tax bill for 724 Rustic Oaks Dr was $2,598 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,598.00 Homeowner's exemption | $175,630 | $429,882 Land $144,871 Building $285,011 |
| 2023 | $2,402.00 (+3.45%) Homeowner's exemption | $165,709 (+3%) | $408,145 (+21.02%) Land $178,210 Building $229,935 |
| 2022 | $2,322.00 Homeowner's exemption | $160,883 | $337,252 Land $169,944 Building $167,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 724 Rustic Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 724 Rustic Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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