746 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 746 Hamilton St, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,239 sqft · built 1995
Lot Size	0.065 acres (2,849 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Nov 2020)
Tax Bill	$4,195 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-3-31`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-3-31`
Alternative APN	`150004903200030310000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,239 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	615 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	2,849 sqft (0.065 acres)
Lot Dimensions	101 ft deep x 28.1 ft wide
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	746 HAMILTON ST
City	SCHENECTADY
State	NY
Zip	12307-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	14 DUPLEX
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4014 10TH ST, 4B, LONG ISLAND CITY, NY 11101-7427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	202034370
Deed Book / Page	2045 / 38
Prior Transfer Date	Dec 14, 2015
Prior Transfer Doc	0000012522
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 5, 2020
Property Address	746 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000034370
Book / Page	2045 / 38
Map Reference	CAB I MAP 154
Instrument Date	Nov 3, 2020
Instrument	202034370
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S CENTRAL AVE, 50, MECHANICVILLE, NY 12118-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 121H STREET #1E # 1E, 1E, LONG ISLAND CITY, NY 11101

Mortgage

Document Number	0000034371
Date	Nov 5, 2020
Instrument	202034371

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 20, 2019
Property Address	746 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000052555
Book / Page	002025 / 000058
Instrument Date	Nov 6, 2019
Instrument	52555
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11 RIVERSIDE PARK N MECHANICVILLE NY 121182627, MECHANICVILLE, NY 12118-2627

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,195.00 (+2.59%)
2025	$4,089.00 (+6.15%)	$74,300 (-) Land $11,100 Building $63,200	$123,034 (+30.82%) Land $18,381 Building $104,653
2023		$74,300 (-) Land $11,100 Building $63,200	$94,051 (+3.8%) Land $14,051 Building $80,000
2022		$74,300 Land $11,100 Building $63,200	$90,610 Land $13,537 Building $77,073
2021	$3,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Hamilton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures