744 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 744 Hamilton St, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,181 sqft · built 1995
Lot Size	0.066 acres (2,884 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Jul 2025)
Tax Bill	$4,154 (2026)
Deeds & Mortgages	May 2024 Line of Credit Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-3-29`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-3-29`
Alternative APN	`150004903200030290000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,181 sqft Living Area
1st Floor Area	606 sqft
2nd Floor Area	575 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	2,884 sqft (0.066 acres)
Lot Dimensions	103 ft deep x 28 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	744 HAMILTON ST
City	SCHENECTADY
State	NY
Zip	12307-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	CONTEMPORY
Legal Block	3
Legal Lot Number	29.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 SCHENECTADY ST, SCHENECTADY, NY 12307-1316
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Mar 21, 2024	Intrafamily Transfer, Transfer
Apr 29, 2022	Deed, Transfer
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	202516569
Deed Book / Page	2152 / 755
Prior Transfer Date	Feb 15, 2024
Prior Transfer Doc	0000017183
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737

Mortgage

Document Number	0000028641
Date	May 14, 2024
Book Page	5373/328
Instrument	202428641

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 21, 2024
Property Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000017183
Book / Page	2127 / 526
Map Reference	MAP 154
Instrument Date	Feb 15, 2024
Instrument	202417183
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 29, 2022
Property Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000022937
Book / Page	2083 / 835
Map Reference	CAB I MAP 154
Instrument Date	Apr 14, 2022
Instrument	202222937
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 MANCHESTER RD, 465, SCHENECTADY, NY 12304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 MANCHESTER RD, SCHENECTADY, NY 12304

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 13, 2019
Property Address	744 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000051254
Book / Page	002024 / 000159
Instrument Date	Nov 8, 2019
Instrument	51254
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 7TH AVE SCHENECTADY NY 123031718, SCHENECTADY, NY 12303-1718

Mortgage

Document Number	51256
Date	Nov 13, 2019
Book Page	004953/000040
Instrument	51256

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 (+2.62%)
2025	$4,048.00 (+6.22%)	$73,300 (-) Land $11,000 Building $62,300	$121,378 (+13.35%) Land $18,215 Building $103,163
2024		$73,300 (-) Land $11,000 Building $62,300	$107,085 (+15.41%) Land $16,070 Building $91,015
2023		$73,300 (-) Land $11,000 Building $62,300	$92,785 (+3.8%) Land $13,924 Building $78,861
2022		$73,300 Land $11,000 Building $62,300	$89,390 Land $13,415 Building $75,975
2021	$3,811.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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