738 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 738 Hamilton St, Schenectady, NY 12307

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,239 sqft · built 1995
Lot Size0.077 acres (3,354 sqft)
OwnerIndividual Name on Record
Last Sale$81,550 (Sep 2007)
Tax Bill$3,935 (2026)
Deeds & MortgagesJun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN421500 49.32-3-26

Property Details

APN / Parcel Number

Primary APN421500 49.32-3-26
Alternative APN
  • 150004903200030260000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,239 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area615 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,354 sqft (0.077 acres)
Lot Dimensions113 ft deep x 29.6 ft wide
PorchSlab
Porch Area74 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address738 HAMILTON ST
CitySCHENECTADY
StateNY
Zip12307-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionCONTEMPORARY
Legal Block3
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address738 HAMILTON ST, SCHENECTADY, NY 12307-1737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2007 · Amount on Record
Deed SaleSep 25, 2007 · Amount on Record
Prior SaleJan 23, 1996 · Amount on Record
Deed Book / Page1768 / 254
Prior Transfer DateFeb 6, 2007
Prior Transfer Doc1761000348
Record UpdatedOct 29, 2026

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address738 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number0000029695
Book / Page004770 / 000599
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 HAMILTON ST SCHENECTADY NY 123071737, SCHENECTADY, NY 12307-1737

Mortgage

Document Number0000029695
DateJul 3, 2017
Book Page004770/000599
Instrument29695
Lender
NameHOUSING TR FUND
TypeFunding / Finance Company
AddressALBANY, NY 12207
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,935.00 (+4.21%) Homeowner's exemption
2025$3,776.00 (+11.09%)$78,200 (-) Land $11,700 Building $66,500$129,492 (+30.82%) Land $19,374 Building $110,118
2023$78,200 (-) Land $11,700 Building $66,500$98,987 (+3.8%) Land $14,810 Building $84,177
2022$78,200 Land $11,700 Building $66,500$95,366 Land $14,268 Building $81,098
2021$3,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

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