740 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 740 Hamilton St, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,239 sqft · built 1995
Lot Size	0.071 acres (3,114 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Jun 2026)
Tax Bill	$4,273 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-3-27`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-3-27`
Alternative APN	`150004903200030270000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,239 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	615 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,114 sqft (0.071 acres)
Lot Dimensions	110 ft deep x 28.1 ft wide
Porch	Slab
Porch Area	134 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	740 HAMILTON ST
City	SCHENECTADY
State	NY
Zip	12307-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	CONTEMPORARY
Legal Subdivision	HAMILTON HILL AFFORDABLE HOUSING PROJECT
Legal Block	3
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21002

Owner

740 Hamilton St is owned by an individual who bought it in June 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	964 MAIN AVE, 2, SCHENECTADY, NY 12303-1157
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 2, 2017	Deed, Transfer · Conventional Mortgage FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 30, 2025 · Amount on File
Deed Document Number	202614514
Deed Book / Page	2174 / 581
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 26, 2026
Property Address	740 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000014514
Book / Page	2174 / 581
Instrument Date	Jun 15, 2026
Instrument	202614514
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	DEANGELUS GROUP PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,304.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014515,
Date	Jun 26, 2026
Instrument	202614515

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 26, 2026
Property Address	740 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000014515
Instrument Date	Jun 15, 2026
Instrument	202614515
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 HAMILTON ST, SCHENECTADY, NY 12307-1737

Mortgage

Document Number	0000014515,
Date	Jun 26, 2026
Instrument	202614515

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 2, 2017
Property Address	740 HAMILTON ST, SCHENECTADY, NY 12307-1737
Document Number	0000005288
Book / Page	1955 / 818
Map Reference	CAB I MAP154
Instrument Date	Jan 23, 2017
Instrument	201705288
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 HAMILTON ST, 740, SCHENECTADY, NY 12307-1737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 HAMILTON ST, SCHENECTADY, NY 12307-1736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005290
Date	Feb 2, 2017
Instrument	201705290

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 740 Hamilton St was $4,273, down 2.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,273.00 (-2.15%)
2025	$4,367.00	$76,200 Land $11,400 Building $64,800	$126,180 Land $18,877 Building $107,303
2023		$76,200 (-) Land $11,400 Building $64,800	$96,456 (+3.8%) Land $14,430 Building $82,026
2022		$76,200 Land $11,400 Building $64,800	$92,927 Land $13,902 Building $79,025
2021	$3,929.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 740 Hamilton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Hamilton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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