746 Franklin Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 746 Franklin Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 844 sqft · built 1946
Lot Size0.198 acres (8,632 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Dec 2016)
Tax Bill$9,214 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN487-531-08-00

Property Details

APN / Parcel Number

Primary APN487-531-08-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area844 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area8,632 sqft (0.198 acres)
Lot Dimensions130 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address746 FRANKLIN AVE
CityEL CAJON
StateCA
Zip92020-4908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2200
Legal DescriptionBLK 3 LOT 17 TR 002098
Legal SubdivisionFRANKLIN CENTER
Legal Tract002098
Legal Block3
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract15901

Owner

746 Franklin Ave is owned and occupied by two individuals who bought it in December 2016.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address746 FRANKLIN AVE, EL CAJON, CA 92020-4908
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2016 · Amount on File
Deed SaleDec 14, 2016 · Amount on File
Prior SaleNov 20, 2014 · Amount on File
Deed Document Number2016685743
Prior Transfer DateNov 14, 2014
Prior Transfer Doc0000507903
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address746 FRANKLIN AVE, EL CAJON, CA 92020-4908
Document Number0000559763
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address746 FRANKLIN AVE EL CAJON CA 920204908, EL CAJON, CA 92020-4908

Mortgage

Document Number0000559763
DateDec 3, 2019
Instrument559763
Lender
NameLEND PLUS
AddressALISO VIEJO, CA 92656
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 746 Franklin Ave was $9,214.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$699,706 (+2%) Land $260,432 Building $439,274
2025$9,214.00$685,987 Land $255,326 Building $430,661
2023$5,269.00 (+4.92%)$368,116 Land $245,412 Building $122,704
2022$5,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 746 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 746 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Franklin Ave

Nearby Streets

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