725 Franklin Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 725 Franklin Ave, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 8 ba · 3,924 sqft · built 1985
Lot Size	0.191 acres (8,330 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Dec 1983)
Tax Bill	$16,446 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-512-11-00`

Property Details

APN / Parcel Number

Primary APN	`487-512-11-00`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Units	4 Units
Building Area	3,924 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,330 sqft (0.191 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	725 FRANKLIN AVE
City	EL CAJON
State	CA
Zip	92020-4969
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	BLK 2 LOT 16 TR 002098
Legal Subdivision	FRANKLIN CENTER
Legal Tract	002098
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	15901

Owner

725 Franklin Ave, a residential property, is owned and occupied by an individual who acquired it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	725 FRANKLIN AVE, EL CAJON, CA 92020-4969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 1, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 1983 · Amount on File
Deed Sale	Dec 20, 1983 · Amount on File
Deed Document Number	1983462042
Last Transfer Date	Sep 7, 2021
Transfer Doc	0000647133
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2021
Property Address	725 FRANKLIN AVE, EL CAJON, CA 92020-4969
Document Number	0000647133
Map Reference	MAP 2098
Instrument Date	Sep 7, 2021
Instrument	2021-0647133
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 FRANKLIN AVE, EL CAJON, CA 92020-4969

Mortgage

Document Number	0000647134
Date	Sep 13, 2021
Instrument	2021-0647134

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2021
Property Address	725 FRANKLIN AVE, EL CAJON, CA 92020-4969
Document Number	0000330228
Map Reference	MAP 2098
Instrument Date	Apr 22, 2021
Instrument	2021-0330228
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13280 LAMPLITE LN, LAKESIDE, CA 92040-5134

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2021
Property Address	725 FRANKLIN AVE, EL CAJON, CA 92020-4969
Document Number	0000156426
Map Reference	MAP 2098
Instrument Date	Feb 23, 2021
Instrument	2021-0156426
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13280 LAMPLITE LN, LAKESIDE, CA 92040-5134

Tax Assessment & Valuation

The 2025 property tax bill for 725 Franklin Ave was $16,446.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,186,884 (+2%) Land $634,844 Building $552,040
2025	$16,446.00	$1,163,613 Land $622,397 Building $541,216
2023	$15,811.00 (+1.76%)	$1,118,430 Land $598,230 Building $520,200
2022	$15,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 725 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 725 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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