745 Franklin Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 745 Franklin Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1946
Lot Size	0.189 acres (8,236 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Mar 1996)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-512-09-00`

Property Details

APN / Parcel Number

Primary APN	`487-512-09-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	8,236 sqft (0.189 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	745 FRANKLIN AVE
City	EL CAJON
State	CA
Zip	92020-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	BLK 2 LOT 14 /EXC E 15 FT OF S 35 FT/ TR 002098
Legal Subdivision	FRANKLIN CENTER
Legal Tract	002098
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	663 EL RANCHO DR, EL CAJON, CA 92019-1139
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORP
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 1996 · Amount on Record
Deed Sale	Mar 28, 1996 · Amount on Record
Deed Document Number	1996154449
Last Transfer Date	May 11, 2012
Transfer Doc	0000585116
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 FRANKLIN AVE, EL CAJON, CA 92020-4907
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 EL RANCHO DR, EL CAJON, CA 92019-1139

Mortgage

Document Number	0000293685
Date	Apr 15, 2021
Instrument	2021-0293685

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 FRANKLIN AVE, EL CAJON, CA 92020-4907
Document Number	0000351233
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	663 EL RANCHO DR EL CAJON CA 920191139, EL CAJON, CA 92019-1139

Mortgage

Document Number	0000351233
Date	Aug 19, 2019
Instrument	351233

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$118,579 (+2%) Land $101,652 Building $16,927
2025	$2,040.00 (-2.35%)	$116,255 (+4.04%) Land $99,659 Building $16,596
2023	$2,089.00 (+0.53%)	$111,742 Land $95,790 Building $15,952
2022	$2,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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