Sherburne County property record for 7442 43rd Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,177 sqft · built 1981 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,500 (Jun 2026) |
| Tax Bill | $5,916 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-420-0105 |
| Primary APN | 20-420-0105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 4 Stories |
| Building Area | 2,177 sqft Living Area |
| 1st Floor Area | 1,939 sqft |
| Basement Area | 828 sqft |
| Finished Basement | 828 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Porch | Open Porch |
| Deck Area | 200 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Street Address | 7442 43RD AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 1, BLK 1 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SHERWOOD SHORES SOUTH ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30302 |
Source: Sherburne County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit MIDCOUNTRY BANK |
| Jun 29, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Deed Document Number | 2026998793 |
| Prior Transfer Date | Nov 14, 2012 |
| Prior Transfer Doc | 0000761178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 3, 2026 |
| Property Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0001001195 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20261001195 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0001001195, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20261001195 |
| Name | MIDCOUNTRY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 29, 2026 |
| Property Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0000999646 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026999646 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 10, 2026 |
| Property Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0000998793 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026998793 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $125,820.75 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 4, 2026 |
| Property Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0000998403 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026998403 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7442 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,400 (+0.07%) Land $350,700 Building $335,700 | $686,400 (+0.07%) Land $350,700 Building $335,700 | |
| 2025 | $5,916.00 (+6.33%) | $685,900 (+3.96%) Land $350,000 Building $335,900 | $685,900 (+3.96%) Land $350,000 Building $335,900 |
| 2023 | $5,564.00 | $659,800 Land $331,600 Building $328,200 | |
| 2021 | $659,800 Land $331,600 Building $328,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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