Sherburne County property record for 7391 43rd Ave SE, Saint Cloud, MN 56304
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2 ba · 1,834 sqft · built 1989 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,884 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-420-0220 |
| Primary APN | 20-420-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Basement Area | 1,546 sqft |
| Finished Basement | 1,546 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modular |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Garage Area | 1,096 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | Deck Area |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 15410 |
|---|---|
| Street Address | 7391 43RD AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-8530 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A |
| Legal Description | LOT 2, BLK 2 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SHERWOOD SHORES SOUTH ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30302 |
7391 43rd Ave SE, a residential property, is owned and occupied by two individuals who acquired it in July 2021.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7391 43RD AVE SE, SAINT CLOUD, MN 56304-8530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Quit Claim Deed, Transfer · VA Mortgage LUMINATE HOME LOANS INC |
| Dec 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 |
| Deed Sale | Jul 7, 2021 |
| Prior Sale | Jul 11, 2012 · Amount on File |
| Deed Document Number | 2021922886 |
| Prior Transfer Date | Jun 6, 2021 |
| Prior Transfer Doc | 0000922886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 7, 2021 |
| Property Address | 7391 43RD AVE SE, SAINT CLOUD, MN 56304-8530 |
| Document Number | 0000922886 |
| Instrument Date | Jun 6, 2021 |
| Instrument | 922886 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SERVICES |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7391 43RD AVE SE, SAINT CLOUD, MN 56304-8530 |
| Document Number | 0000922887 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 922887 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 7391 43RD AVE SE, SAINT CLOUD, MN 56304-8530 |
| Document Number | 0000908383 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7391 43RD AVE SE ST CLOUD MN 563048530, ST CLOUD, MN 56304-8530 |
| Document Number | 0000908383 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 908383 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, ST CLOUD, MN 56304 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Dec 27, 2042 |
The 2025 property tax bill for 7391 43rd Ave SE was $3,884 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,700 (-) Land $107,600 Building $373,100 | $480,700 (-) Land $107,600 Building $373,100 | |
| 2025 | $3,884.00 | $480,700 Land $107,600 Building $373,100 | $480,700 Land $107,600 Building $373,100 |
| 2023 | $3,524.00 | $446,000 Land $99,500 Building $346,500 | |
| 2021 | $446,000 Land $99,500 Building $346,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7391 43rd Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7391 43rd Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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