7362 43rd Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 7362 43rd Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,622 sqft · built 1985
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Feb 2019)
Tax Bill$7,166 (2025)
Deeds & MortgagesAug 2020 Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-420-0130

Property Details

APN / Parcel Number

Primary APN20-420-0130
Alternative APNs
  • 20-00420-0130
  • 15402

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,622 sqft Living Area
1st Floor Area1,636 sqft
Basement Area18 sqft
Unfinished Basement18 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1988
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
Garage TypeAttached
Garage Area1,697 sqft

Exterior Amenities

PorchScreened Porch
Porch Area192 sqft
Deck Area510 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7362 43RD AVE SE
CitySAINT CLOUD
StateMN
Zip56304-8530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 6, BLK 1
Legal Range30W
Legal Township34N
Legal Section04
Legal SubdivisionSHERWOOD SHORES SOUTH ESTATES
Legal Block1
Legal Lot Number6
JurisdictionSHERBURNE MN
Township / Civil DivisionCLEAR LAKE
Census Block Group1
Census Block1033
Census Tract30302

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7362 43RD AVE SE, SAINT CLOUD, MN 56304-8530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NATIONAL BANK
Apr 6, 2021Transfer on Death Deed, Transfer
Feb 6, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NATIONAL BANK MN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2019 · Amount on Record
Deed SaleFeb 6, 2019 · Amount on Record
Deed Document Number2019868121
Last Transfer DateApr 6, 2021
Transfer Doc0000916154
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address7362 43RD AVE SE, SAINT CLOUD, MN 56304-8530
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000898852
DateAug 26, 2020
Instrument898852
Lender
NameAMERICAN NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2040
Interest
Rate TypeFixed Rate

April 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSHERBURNE MN
Recording DateApr 6, 2021
Property Address7362 43RD AVE SE, SAINT CLOUD, MN 56304-8530
Document Number0000916154
Instrument DateApr 6, 2021
Instrument916154
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7362 43RD AVE SE, SAINT CLOUD, MN 56304-8530

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateFeb 6, 2019
Property Address7362 43RD AVE SE, SAINT CLOUD, MN 56304-8530
Document Number0000868121
Instrument DateJan 31, 2019
Instrument868121
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,930.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7362 43RD AVE SE, SAINT CLOUD, MN 56304-8530

Mortgage

Document Number0000868122
DateFeb 6, 2019
Instrument868122
Lender
NameAMERICAN NATIONAL BANK MN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionClear Lake Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,166.00 (+12.5%)$811,400 (+8.32%) Land $348,900 Building $462,500$811,400 (+8.32%) Land $348,900 Building $462,500
2023$6,370.00$749,100 Land $331,600 Building $417,500
2021$749,100 Land $331,600 Building $417,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
T-Mobile
Fixed Wireless
100 / 20

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