Sherburne County property record for 7403 43rd Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,337 sqft · built 1997 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $3,870 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-420-0210 |
| Primary APN | 20-420-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 1,258 sqft |
| Finished Basement | 1,258 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 239 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7403 43RD AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 1, BLK 2 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SHERWOOD SHORES SOUTH ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30302 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 5TH AVE NE, SAINT CLOUD, MN 56304-0325 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 3, 2025 | Intrafamily Transfer, Transfer · Line of Credit ST CLOUD FCU |
| Oct 11, 2021 | Warranty Deed, Construction Loan · Construction Mortgage ENVISION CAPITAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2021 · Amount on Record |
| Deed Sale | Oct 11, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2002 · Amount on Record |
| Deed Document Number | 2021929714 |
| Last Transfer Date | Nov 19, 2025 |
| Transfer Doc | 0000991329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 3, 2025 |
| Property Address | 7403 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0000991329 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 991329 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 5TH AVE NE, SAINT CLOUD, MN 56304-0325 |
| Document Number | 0000991330 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 991330 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 11, 2021 |
| Property Address | 7403 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0000929714 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 929714 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 17, 2025 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7403 43RD AVE SE, SAINT CLOUD, MN 56304-9579 |
| Document Number | 0000929715 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 929715 |
| Name | ENVISION CAPITAL INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,870.00 (+8.34%) | $479,000 (+6%) Land $109,700 Building $369,300 | $479,000 (+6%) Land $109,700 Building $369,300 |
| 2023 | $3,572.00 | $451,900 Land $101,500 Building $350,400 | |
| 2021 | $451,900 Land $101,500 Building $350,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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