Grayson County property record for 744 Ray St, Sherman, TX 75090
| Property Type | Single Family Home |
|---|---|
| Details | 2,039 sqft · built 2022 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,499 (Dec 2022) |
| Tax Bill | $6,184 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S044 2721001 |
| Primary APN | S044 2721001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,523 sqft |
| 1st Floor Area | 2,039 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 131 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Street Address | 744 RAY ST |
|---|---|
| City | SHERMAN |
| State | TX |
| Zip | 75090-6418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPLEY ADDN PHASE TWO REPLAT PT BLK 5 ALL OF 6 & 7 PT OF 8, BLOCK 1, LOT 1, ACRES .18 |
| Legal Subdivision | COPLEY ADDN PHASE TWO REPLAT PT BLK 5 AL |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 7 |
| Census Block | 7001 |
| Census Tract | 1500 |
744 Ray St is owned and occupied by two individuals who bought it in December 2022.
Source: Grayson County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 744 RAY ST, SHERMAN, TX 75090-6418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 28, 2022 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Deed Document Number | 202240565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 744 RAY ST, SHERMAN, TX 75090-6418 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 744 RAY ST, SHERMAN, TX 75090-6418 |
| Document Number | 0000029219 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025-29219 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Dec 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 28, 2022 |
| Property Address | 744 RAY ST, SHERMAN, TX 75090-6418 |
| Document Number | 0000040565 |
| Map Reference | DOC 2021-112 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022-40565 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | TRINITY LAND TITLE, TRINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3045 LACKLAND RD, FORT WORTH, TX 76116-4121 |
| Name | Verified Name |
|---|---|
| Address | 744 RAY ST, SHERMAN, TX 75090-6418 |
| Document Number | 0000040566 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022-40566 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Sherman City |
| Unified School District | Sherman Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $356,718 Land $55,983 Building $300,735 | $356,718 Land $55,983 Building $300,735 | |
| 2024 | $6,184.00 | ||
| 2023 | $332,797 Land $43,673 Building $289,124 | $332,797 Land $43,673 Building $289,124 | |
| 2022 | $406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 744 Ray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 744 Ray St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Nextlink, TekWav, Verizon.
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