720 Ray St, Sherman, TX 75090 Property Records

Grayson County property record for 720 Ray St, Sherman, TX 75090

Property Summary

Property Type	Single Family Home
Details	2,058 sqft · built 2021
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on File
Tax Bill	$2,149 (2023)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S044 2721007`

Property Details

APN / Parcel Number

Primary APN	`S044 2721007`
Alternative APN	`437472`

Interior

Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft

Location & Zoning

Account Number	437472
Street Address	720 RAY ST
City	SHERMAN
State	TX
Zip	75090-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPLEY ADDN PHASE TWO REPLAT PT BLK 5 ALL OF 6 & 7 PT OF 8, BLOCK 1, LOT 7, ACRES .179
Legal Subdivision	COPLEY ADDN PHASE TWO REPLAT PT BLK 5 AL
Legal Phase	2
Legal Block	1
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	7
Census Block	7001
Census Tract	1500

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 RAY ST, SHERMAN, TX 75090-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2022
Deed Sale	Jul 13, 2022
Deed Document Number	2022-23782
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 13, 2022
Property Address	720 RAY ST, SHERMAN, TX 75090-6418
Document Number	0000023782
Map Reference	DOC 2021-112
Instrument Date	Jul 8, 2022
Instrument	2022-23782
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 RAY STREET, SHERMAN, TX 75090-6418

Mortgage

Document Number	0000023783
Date	Jul 13, 2022
Instrument	2022-23783

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,608 (+8.11%) Land $55,750 Building $299,858	$355,608 (+8.11%) Land $55,750 Building $299,858
2023	$2,149.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$328,937 Land $43,509 Building $285,428	$328,937 Land $43,509 Building $285,428
2022	$2,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50

May also be available: AMG Technology Investment Group, Frontier, Verizon.

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