732 Ray St, Sherman, TX 75090 Property Records

Grayson County property record for 732 Ray St, Sherman, TX 75090

Property Summary

Property TypeSingle Family Home
Details2,029 sqft · built 2022
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Tax Bill$5,488 (2024)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNS044 2721004

Property Details

APN / Parcel Number

Primary APNS044 2721004
Alternative APN
  • 437469

Interior

Building Area2,029 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area183 sqft

Location & Zoning

Account Number437469
Street Address732 RAY ST
CitySHERMAN
StateTX
Zip75090-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPLEY ADDN PHASE TWO REPLAT PT BLK 5 ALL OF 6 & 7 PT OF 8, BLOCK 1, LOT 4, ACRES .18
Legal SubdivisionCOPLEY ADDN PHASE TWO REPLAT PT BLK 5 AL
Legal Phase2
Legal Block1
Legal Lot Number4
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group7
Census Block7001
Census Tract1500

Owner

732 Ray St is owned and occupied by an individual who acquired it in April 2023.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address732 RAY ST, SHERMAN, TX 75090-6418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2023
Deed SaleApr 3, 2023
Deed Document Number2023-8133
Record UpdatedJun 8, 2026

April 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateApr 3, 2023
Property Address732 RAY ST, SHERMAN, TX 75090-6418
Document Number0000008133
Map ReferenceDOC 2021-112
Instrument DateMar 31, 2023
Instrument2023-8133
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2023
Title CompanyTRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 RAY ST, SHERMAN, TX 75090-6418

Mortgage

Document Number0000008134
DateApr 3, 2023
Instrument2023-8134
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalitySherman City
Unified School DistrictSherman Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$352,654 Land $55,983 Building $296,671$352,654 Land $55,983 Building $296,671
2024$5,488.00
2023$328,975 Land $43,673 Building $285,302$328,975 Land $43,673 Building $285,302
2022$406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Ray St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHERMAN
serves 43,645 people · EPA ID TX0910006
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50

May also be available: Nextlink, TekWav, Verizon.

Nearby Properties on Ray St

Nearby Streets

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