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724 Ray St, Sherman, TX 75090 Property Records

Grayson County property record for 724 Ray St, Sherman, TX 75090

Property Summary

Property TypeSingle Family Home
Details2,651 sqft · built 2023
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on File
Tax Bill$8,710 (2024)
Deeds & MortgagesFeb 2024 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNS044 2721006

Property Details

APN / Parcel Number

Primary APNS044 2721006
Alternative APN
  • 437471

Interior

Building Area2,651 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Location & Zoning

Account Number437471
Street Address724 RAY ST
CitySHERMAN
StateTX
Zip75090-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPLEY ADDN PHASE TWO REPLAT PT BLK 5 ALL OF 6 & 7 PT OF 8, BLOCK 1, LOT 6, ACRES .179
Legal SubdivisionCOPLEY ADDN PHASE TWO REPLAT PT BLK 5 AL
Legal Phase2
Legal Block1
Legal Lot Number6
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group7
Census Block7001
Census Tract1500

Owner

724 Ray St is owned and occupied by an individual who acquired it in May 2023.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address724 RAY ST, SHERMAN, TX 75090-6418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
May 26, 2023Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2023
Deed SaleMay 26, 2023
Deed Document Number2023-13656
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address724 RAY ST, SHERMAN, TX 75090-6418
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address724 RAY ST, SHERMAN, TX 75090-6418

Mortgage

Document Number0000005198
DateFeb 27, 2024
Instrument5198
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Address1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount on Record
Term352 Months
DueJun 1, 2053

May 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMay 26, 2023
Property Address724 RAY ST, SHERMAN, TX 75090-6418
Document Number0000013656
Map ReferenceDOC 2021-112
Instrument DateMay 25, 2023
Instrument2023-13656
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2023
Title CompanyTRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

NameVerified Name
Address724 RAY ST, SHERMAN, TX 75090-6418

Mortgage

Document Number0000013657
DateMay 26, 2023
Instrument2023-13657
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalitySherman City
Unified School DistrictSherman Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$425,836 Land $55,750 Building $370,086$425,836 Land $55,750 Building $370,086
2024$8,710.00
2023$29,934 Land $29,934$29,934 Land $29,934
2022$404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 724 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 724 Ray St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHERMAN
serves 43,645 people · EPA ID TX0910006
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50

May also be available: Frontier, Nextlink, Verizon.

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