7438 Preston Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7438 Preston Cir, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,334 sqft · built 1972
Lot Size	0.417 acres (18,200 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2017)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149H J 001`

Property Details

APN / Parcel Number

Primary APN	`149H J 001`
Alternative APN	`0000083987`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,334 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,200 sqft (0.417 acres)
Lot Dimensions	130 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083987
Street Address	7438 PRESTON CIR
City	CHATTANOOGA
State	TN
Zip	37421-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 29 TWIN BROOK SUB PB 23 PG 6
Legal Subdivision	TWIN BROOK
Legal Lot Number	29
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4006
Census Tract	11323

Owner

7438 Preston Cir is owned and occupied by two individuals who bought it in June 2017.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7438 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Prior Sale	Jun 16, 2015 · Amount on File
Deed Document Number	2017062600273
Deed Book / Page	11084 / 796
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 26, 2017
Property Address	7438 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Document Number	0000000273
Book / Page	011084 / 000796
Instrument Date	Jun 21, 2017
Instrument	273
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	REAL TITLE AND ESCROW SERVICES INC, REAL TITLE & ESCROW SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7438 PRESTON CIR CHATTANOOGA TN 374211821, CHATTANOOGA, TN 37421-1821

Mortgage

Document Number	274
Date	Jun 26, 2017
Book Page	011084/000800
Instrument	274

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7438 Preston Cir was $2,538, up 30.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (+30.22%)	$167,475 (+92.22%)	$669,900 (+92.22%) Land $90,000 Building $579,900
2024	$1,949.00	$87,125 (-)	$348,500 (-) Land $55,000 Building $293,500
2023	$1,949.00	$87,125 (-)	$348,500 (-) Land $55,000 Building $293,500
2022	$1,949.00	$87,125	$348,500 Land $55,000 Building $293,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7438 Preston Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7438 Preston Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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