7440 Preston Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7440 Preston Cir, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,117 sqft · built 1967
Lot Size	0.373 acres (16,250 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (May 2019)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`149H J 002`

Property Details

APN / Parcel Number

Primary APN	`149H J 002`
Alternative APN	`0000083988`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,117 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,250 sqft (0.373 acres)
Lot Dimensions	130 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083988
Old Parcel Number	149H J002
Street Address	7440 PRESTON CIR
City	CHATTANOOGA
State	TN
Zip	37421-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 28 TWIN BROOK SUB PB 26 PG 6 REV 118-111
Legal Subdivision	TWIN BROOK
Legal Lot Number	28
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4006
Census Tract	11323

Owner

7440 Preston Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU
Sep 25, 2024	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 11, 2017	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	2019052300165
Deed Book / Page	11176 / 501
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018
Date	Mar 8, 2022
Book Page	12872/799
Instrument	2022030800018

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000324
Date	Nov 28, 2022
Book Page	13151/587
Instrument	2022112800324

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000172
Date	Sep 25, 2024
Book Page	13715/845
Instrument	2024092500172

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Document Number	0930000024
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7440 PRESTON CIR CHATTANOOGA TN 374211821, CHATTANOOGA, TN 37421-1821

Mortgage

Document Number	0930000024
Date	Sep 30, 2020
Book Page	012171/000477
Instrument	200930000024

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Document Number	0926000156
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 PRESTON CIR CHATTANOOGA TN 374211821, CHATTANOOGA, TN 37421-1821

Mortgage

Document Number	0926000156
Date	Sep 26, 2019
Book Page	011771/000075
Instrument	190926000156

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 11, 2017
Property Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821
Document Number	0000000106
Book / Page	11176 / 501
Map Reference	MB23 PG6
Instrument Date	Oct 10, 2017
Instrument	2017101100106
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	RELATRY CENTER TITLE & ESCRO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 PRESTON CIR, CHATTANOOGA, TN 37421-1821

Mortgage

Document Number	0000000107
Date	Oct 11, 2017
Instrument	2017101100107

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7440 Preston Cir was $2,038, up 28.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00 (+28.58%)	$134,500 (+89.84%)	$538,000 (+89.84%) Land $90,000 Building $448,000
2024	$1,585.00 (+4.07%)	$70,850 (+4.04%)	$283,400 (+4.04%) Land $65,000 Building $218,400
2023	$1,523.00	$68,100 (-)	$272,400 (-) Land $65,000 Building $207,400
2022	$1,523.00	$68,100	$272,400 Land $65,000 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7440 Preston Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7440 Preston Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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