7425 Preston Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7425 Preston Cir, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,985 sqft · built 1966
Lot Size	0.485 acres (21,142 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jul 2025)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149H H 020`

Property Details

APN / Parcel Number

Primary APN	`149H H 020`
Alternative APN	`0000083974`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,985 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,142 sqft (0.485 acres)
Lot Dimensions	130 ft deep x 160 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083974
Street Address	7425 PRESTON CIR
City	CHATTANOOGA
State	TN
Zip	37421-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LTS 6 & 7 TWIN BROOK PB 23 PG 6 REV PB 24 PG 60
Legal Subdivision	TWIN BROOK
Legal Lot Number	6,7
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	11323

Owner

7425 Preston Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Hamilton County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI TJC MTG
Apr 18, 2017	Warranty Deed, Transfer · ARM TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Document Number	202589
Deed Book / Page	13976 / 848
Prior Transfer Date	Jan 29, 1997
Prior Transfer Doc	0000372293
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 17, 2026
Property Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000031
Book / Page	14265 / 971
Instrument Date	Apr 6, 2026
Instrument	202631
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0000000032,
Date	Apr 17, 2026
Book Page	14266/1
Instrument	2026041732

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 9, 2025
Property Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000089
Book / Page	13976 / 848
Map Reference	MB 24 PG 60
Instrument Date	Jul 9, 2025
Instrument	2025070900089
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0013976852
Date	Jul 9, 2025
Instrument	13976/852

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0602000339
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7425 PRESTON CIR CHATTANOOGA TN 374211839, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0602000339
Date	Jun 2, 2020
Book Page	012022/000029
Instrument	200602000339

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 18, 2017
Property Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000139
Book / Page	11026 / 830
Map Reference	MB24 PG60
Instrument Date	Apr 6, 2017
Instrument	2017041800139
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	REALTY CENTER TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 PRESTON CIR, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0000000140
Date	Apr 18, 2017
Instrument	2017041800140

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7425 Preston Cir was $2,395, up 34.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,395.00 (+34.63%)	$158,050 (+98.68%)	$632,200 (+98.68%) Land $90,000 Building $542,200
2024	$1,779.00	$79,550 (-)	$318,200 (-) Land $55,000 Building $263,200
2023	$1,779.00	$79,550 (-)	$318,200 (-) Land $55,000 Building $263,200
2022	$1,779.00	$79,550	$318,200 Land $55,000 Building $263,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7425 Preston Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7425 Preston Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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