7417 Preston Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7417 Preston Cir, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,024 sqft · built 1966
Lot Size	0.506 acres (22,044 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2018)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149H H 021`

Property Details

APN / Parcel Number

Primary APN	`149H H 021`
Alternative APN	`0000083975`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,024 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,044 sqft (0.506 acres)
Lot Dimensions	132 ft deep x 167 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083975
Street Address	7417 PRESTON CIR
City	CHATTANOOGA
State	TN
Zip	37421-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 PRESTON CIRCLE PB 23 PG 6 REV PB 24 PG 60 REV PB 124 PG 64
Legal Subdivision	TWIN BROOK
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	11323

Owner

7417 Preston Cir is owned and occupied by an individual who acquired it in July 2024.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jul 3, 2024	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Aug 31, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
May 22, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	0000000151
Deed Book / Page	011352 / 000640
Last Transfer Date	Jul 3, 2024
Transfer Doc	0000000045
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0000000075
Date	Dec 5, 2025
Book Page	14128/802
Instrument	2025120500075

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 3, 2040

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 3, 2024
Property Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000045
Book / Page	13640 / 25
Map Reference	MB 124 PG 64
Instrument Date	Jun 21, 2024
Instrument	2024070300045
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0908000088
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7417 PRESTON CIR CHATTANOOGA TN 374211839, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	0908000088
Date	Sep 8, 2020
Book Page	012142/000377
Instrument	200908000088

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Sep 7, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 22, 2018
Property Address	7417 PRESTON CIR, CHATTANOOGA, TN 37421-1839
Document Number	0000000151
Book / Page	011352 / 000640
Instrument Date	May 18, 2018
Instrument	151
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7417 PRESTON CIR CHATTANOOGA TN 374211839, CHATTANOOGA, TN 37421-1839

Mortgage

Document Number	152
Date	May 22, 2018
Book Page	011352/000642
Instrument	152

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7417 Preston Cir was $1,871, up 15.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (+15.92%)	$123,500 (+71.17%)	$494,000 (+71.17%) Land $90,000 Building $404,000
2024	$1,614.00	$72,150 (-)	$288,600 (-) Land $55,000 Building $233,600
2023	$1,614.00	$72,150 (-)	$288,600 (-) Land $55,000 Building $233,600
2022	$1,614.00	$72,150	$288,600 Land $55,000 Building $233,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7417 Preston Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7417 Preston Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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