900 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 900 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 1,697 sqft · built 2000
Lot Size	3.43 acres (149,672 sqft)
Owner	Individual Name on Record
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-04-38-35-0A00-00027-0000`

Property Details

APN / Parcel Number

Primary APN	`1-04-38-35-0A00-00027-0000`
Alternative APN	`R10438350A00000270000`

Interior

Full Baths	1 Bath
Units	2 Units
Building Area	1,697 sqft Gross Area
1st Floor Area	1,509 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	149,672 sqft (3.43 acres)
Lot Dimensions	200 ft deep x 217 ft wide
Canopy	257 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	900 HIGHWAY 78 W
City	OKEECHOBEE
State	FL
Zip	34974
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	BEGINNING AT THE INTERSECTION OF THE EAST LINE OF THE NW1/4 OF SECTION 4, TOWNSHIP 38 SOUTH, RANGE 35 EAST AND THE 17' CONTOUR LINE OF LAKE OKEECHOBEE AND BEAR SOUTH 6358'39" WEST ALONG THE CONTOUR LINE A DISTANCE OF 719.70 FEET; THENCE BEAR SOUTH 74
Legal Range	35E
Legal Township	38S
Legal Section	04
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1010
Census Tract	910602

Owner

Source: Okeechobee County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1952 SW 53RD ST, OKEECHOBEE, FL 34974-6000
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000008498
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 31, 2026
Property Address	900 HIGHWAY 78 W, OKEECHOBEE, FL 34974
Document Number	0000008498
Instrument Date	Jul 30, 2026
Instrument	20268498
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1952 SW 53RD ST, OKEECHOBEE, FL 34974-6000

Mortgage

Document Number	0000008498,
Date	Jul 31, 2026
Instrument	20268498

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 31, 2026
Property Address	900 HIGHWAY 78 W, OKEECHOBEE, FL 34974
Document Number	0000008497
Instrument Date	Jul 30, 2026
Instrument	20268497
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1952 SW 53RD ST, OKEECHOBEE, FL 34974-6000

Mortgage

Document Number	0000008497,
Date	Jul 31, 2026
Instrument	20268497

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00 (+14.24%)	$227,084 (+9.24%)	$230,022 (+9.29%) Land $157,300 Building $72,722
2023	$2,620.00 (+7.6%)	$207,873 (+4.54%)	$210,461 (+4.48%) Land $143,740 Building $66,721
2022	$2,435.00	$198,839	$201,427 Land $143,740 Building $57,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	19 (2003–2017)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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