7420 Cass St, Spring Grove, IL 60081 Property Records

McHenry County property record for 7420 Cass St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	966 sqft · built 1977
Lot Size	0.199 acres (8,709 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-29-432-012`

Property Details

APN / Parcel Number

Primary APN	`05-29-432-012`

Interior

Stories	1 Story
Building Area	966 sqft Living Area

Exterior

Year Built	Built 1977
Lot Area	8,709 sqft

Location & Zoning

Street Address	7420 CASS ST
City	SPRING GROVE
State	IL
Zip	60081-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0053735 LTS 9 & 10 BLK 3 FOX LAKE VISTA UNIT 4
Legal Range	09E
Legal Township	46N
Legal Section	29
Legal Subdivision	FOX LAKE VISTA
Legal Block	3
Legal Lot Number	9-10 10
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1049
Census Tract	870105

Owner

7420 Cass St is owned and occupied by an individual who bought it in October 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	7420 CASS ST, SPRING GROVE, IL 60081-8926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Deed Document Number	2021R0053735
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 1, 2021
Property Address	7420 CASS ST, SPRING GROVE, IL 60081-8926
Document Number	0000053735
Map Reference	MB 6 PG 8 DOC 80677
Instrument Date	Sep 2, 2021
Instrument	2021R0053735
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 CASS ST, SPRING GROVE, IL 60081-8926

Mortgage

Document Number	0000053736
Date	Oct 1, 2021
Instrument	2021R0053736

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$40,528 Land $4,021 Building $36,507	$121,584 Land $12,063 Building $109,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7420 Cass St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7420 Cass St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20