McHenry County property record for 115 Cass St, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | built 1973 |
| Lot Size | 0.206 acres (8,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Jun 2021) |
| Tax Bill | $4,696 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-430-012 |
| Primary APN | 05-29-430-012 |
|---|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 8,956 sqft (0.206 acres) |
| Street Address | 115 CASS ST |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0031146 LTS 1 THRU 5 BLK 6 FOX LAKE VISTA UNIT 4 |
| Legal Subdivision | FOX LAKE VISTA UNIT 4 |
| Legal Block | 6 |
| Legal Lot Number | 1-5 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 870105 |
Source: McHenry County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 CASS ST, SPRING GROVE, IL 60081-8433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 8, 2021 | Warranty Deed, Transfer · FHA Mortgage PARKSIDE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on Record |
| Deed Sale | Jun 8, 2021 · Amount on Record |
| Deed Document Number | 202131146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 5, 2026 |
| Property Address | 115 CASS ST, SPRING GROVE, IL 60081-8433 |
| Document Number | 0000022520 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202622520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 CASS ST, SPRING GROVE, IL 60081-8433 |
| Document Number | 0000022520, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202622520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 8, 2021 |
| Property Address | 115 CASS ST, SPRING GROVE, IL 60081-8433 |
| Document Number | 0000031146 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021R0031146 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 CASS ST, SPRING GROVE, IL 60081-8433 |
| Document Number | 0000031147 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021R0031147 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,696.00 | $73,341 (+21.89%) Land $4,901 Building $68,440 | $220,023 (+21.89%) Land $14,703 Building $205,320 |
| 2022 | Homeowner's exemption | $60,171 Land $4,021 Building $56,150 | $180,513 Land $12,063 Building $168,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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