220 Cass St, Spring Grove, IL 60081 Property Records

McHenry County property record for 220 Cass St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,600 sqft · built 1979
Lot Size	0.606 acres (26,400 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jun 2013)
Tax Bill	$4,406 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-29-426-021`

Property Details

APN / Parcel Number

Primary APN	`05-29-426-021`
Alternative APN	`0529426019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	26,400 sqft (0.606 acres)

Location & Zoning

Street Address	220 CASS ST
City	SPRING GROVE
State	IL
Zip	60081-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0030387 LTS 13 THRU 18 BLK 5 & PT CASS ST VACATED PER VAC DOC 2009R0011839 LYING S OF & ADJ LTS 16, 17 & 18 FOX LAKE VISTA UNIT 4
Legal Subdivision	FOX LAKE VISTA UNIT 4
Legal Block	5
Legal Lot Number	13-18
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1015
Census Tract	870105

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 CASS ST, SPRING GROVE, IL 60081-8464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2013 · Amount on Record
Deed Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	201330507
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000030507
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	220 CASS ST, SPRING GROVE, IL 60081-8464
Document Number	0000029766
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	MIS BOX

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CASS ST SPRING GROVE IL 600818464, SPRING GROVE, IL 60081-8464

Mortgage

Document Number	0000029766
Date	Aug 4, 2020
Instrument	29766

Lender

Name	BAXTER CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,406.00	$69,310 (+21.89%) Land $15,805 Building $53,505	$207,930 (+21.89%) Land $47,415 Building $160,515
2022	Homeowner's exemption	$56,864 Land $12,967 Building $43,897	$170,592 Land $38,901 Building $131,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20