7306 Cass St, Spring Grove, IL 60081 Property Records

McHenry County property record for 7306 Cass St, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,208 sqft · built 1978
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2022)
Tax Bill$3,670 (2024)
Deeds & MortgagesMay 2024 Mortgage
Aug 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-29-433-018

Property Details

APN / Parcel Number

Primary APN05-29-433-018

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,208 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement1,104 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area4,800 sqft (0.11 acres)
Garage Area321 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address7306 CASS ST
CitySPRING GROVE
StateIL
Zip60081-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0029815 LT 2 BLK 8 FOX LAKE VISTA UNIT 4
Legal SubdivisionFOX LAKE VISTA UNIT 4
Legal Block8
Legal Lot Number2
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group1
Census Block1019
Census Tract870105

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7306 CASS ST, SPRING GROVE, IL 60081-8926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 25, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 22, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
May 24, 2017Deed of Trust, Mortgage · FHA Mortgage
HOME STATE BANK NA
Jan 19, 2018Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleJan 19, 2018 · Amount on Record
Deed Document Number202229815
Prior Transfer DateJul 1, 1994
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address7306 CASS ST, SPRING GROVE, IL 60081-8926
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7306 CASS ST, SPRING GROVE, IL 60081-8926

Mortgage

Document Number0000011266
DateMay 9, 2024
Instrument2024R0011266
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueSep 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 25, 2022
Property Address7306 CASS ST, SPRING GROVE, IL 60081-8926
Document Number0000029815
Map ReferenceMB 6 PG 8
Instrument DateAug 10, 2022
Instrument2022R0029815
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 PINE GROVE AVE, ROUND LAKE BEACH, IL 60073-2156

Mortgage

Document Number0000029816
DateAug 25, 2022
Instrument2022R0029816
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Mortgage

Document Number0000029817
DateAug 25, 2022
Instrument2022R0029817
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeLine of Credit

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateNov 22, 2021
Property Address7306 CASS ST, SPRING GROVE, IL 60081-8926
Document Number0000063076
Map ReferenceDOC 80677 MB 6 PG 8
Instrument DateNov 12, 2021
Instrument2021R0063076
Transaction TypeTransfer
Record UpdatedDec 1, 2021
Title CompanyNOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7306 CASS ST, 7306, SPRING GROVE, IL 60081-8926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7306 CA STREET, BRANDON, FL 33511

Mortgage

Document Number0000063077
DateNov 22, 2021
Instrument2021R0063077
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate
Rate2.87%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address7306 CASS ST, SPRING GROVE, IL 60081-8926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018646
DateMay 24, 2017
Instrument2017R0018646
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047
Interest
Rate4%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 19, 2018
Property Address7306 CASS ST, SPRING GROVE, IL 60081-8926
Document Number0000002237
Instrument DateDec 28, 2017
Instrument2237
Transaction TypeTransfer
Record UpdatedFeb 1, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$217.80
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7306 CASS ST SPRING GROVE IL 600818926, SPRING GROVE, IL 60081-8926

Mortgage

Document Number2238
DateJan 19, 2018
Instrument2238
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,670.00$59,064 (+21.89%) Land $4,901 Building $54,163$177,192 (+21.89%) Land $14,703 Building $162,489
2022Homeowner's exemption$48,458 Land $4,021 Building $44,437$145,374 Land $12,063 Building $133,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2018–2026)
Most Recent ClaimApr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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