Tate County property record for 742 E Service Dr, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,978 sqft · built 1940 |
| Lot Size | 0.797 acres (34,726 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $650 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039P04 0001800 |
| Primary APN | 039P04 0001800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,978 sqft Finished Area |
| 1st Floor Area | 2,079 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 34,726 sqft (0.797 acres) |
| Street Address | 742 E SERVICE DR |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 270 PT 3 1941 EXT TOWN OF COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | TOWN OF COLDWATER |
| Legal Lot Number | 270 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 950301 |
Source: Tate County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 742 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2018 | Deed of Trust, Mortgage SYCAMORE BANK |
| Apr 23, 2020 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2021 |
| Deed Sale | Mar 22, 2021 |
| Prior Sale | Apr 23, 2020 |
| Deed Book / Page | 2021 / 1140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Apr 23, 2026 |
| Property Address | 742 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Document Number | 2026005478 |
| Book / Page | 2026 / 5478 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 742 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Document Number | 2026005478, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 2026/5478 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 742 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000007064 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 0000002018/0000007064 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Apr 23, 2020 |
| Property Address | 742 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Document Number | 2020/1147 |
| Book / Page | 2020 / 1147 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, SENATOBIA, MS 38668-0096 |
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650.00 (+11.88%) | $4,180 (+18.31%) Land $1,741 Building $2,439 | $41,802 (+18.31%) Land $17,410 Building $24,392 |
| 2023 | $581.00 | $3,533 Land $1,741 Building $1,792 | $35,333 Land $17,410 Building $17,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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