732 E Service Dr, Coldwater, MS 38618 Property Records

Tate County property record for 732 E Service Dr, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,388 sqft · built 1945
Owner	2 Individual Names on File
Tax Bill	$451 (2025)
Deeds & Mortgages	May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`039P04 0001700`

Property Details

APN / Parcel Number

Primary APN	`039P04 0001700`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,388 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle

Location & Zoning

Street Address	732 E SERVICE DR
City	COLDWATER
State	MS
Zip	38618-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 & N PT LOT 31 PT 4 1941 EXT TOWN OF COLDWATER
Legal Range	07
Legal Township	04
Legal Section	31
Legal Lot Number	30-31
Jurisdiction	TATE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3024
Census Tract	950301

Owner

Source: Tate County records · APN 039P04 0001700

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	714 E SERVICE DR, COLDWATER, MS 38618-3881
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	732 E SERVICE DR, COLDWATER, MS 38618-3881
Transaction Type	Mortgage
Record Updated	Jun 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/7394
Date	May 29, 2020
Book Page	2020/7394

Lender

Name	SYCAMORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	37 Months
Due	Jun 01, 2023

Tax Assessment & Valuation

Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Coldwater Town
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$451.00 (-5.45%)	$10,401 (-) Land $2,104 Building $8,297	$104,009 (-) Land $21,038 Building $82,971
2023	$477.00	$10,401 Land $2,104 Building $8,297	$104,009 Land $21,038 Building $82,971

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF COLDWATER serves 1,381 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.