704 E Service Dr, Coldwater, MS 38618 Property Records

Tate County property record for 704 E Service Dr, Coldwater, MS 38618

Property Summary

Property TypeCar Wash
Details1,334 sqft · built 1999
OwnerCompany Name on File
Tax Bill$4,247 (2025)
Deeds & MortgagesAug 2019 Refinance
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN039P12 0001300

Property Details

APN / Parcel Number

Primary APN039P12 0001300

Interior

Building Area1,334 sqft Finished Area

Exterior

Year BuiltBuilt 1999
Patio Area5,000 sqft

Location & Zoning

Street Address704 E SERVICE DR
CityCOLDWATER
StateMS
Zip38618
Property CategoryCommercial
Property TypeCommercial > Retail > Car Wash
Legal DescriptionPT BLK A PT 4 1941 EXT CAR WASH TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal BlockA
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3054
Census Tract950301

Owner

Source: Tate County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6405 POPLAR CORNER RD, WALLS, MS 38680-9188
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTY BANK & TRUST COMPANY
May 5, 2017Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address704 E SERVICE DR, COLDWATER, MS 38618
Transaction TypeMortgage
Record UpdatedSep 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/11418
DateAug 30, 2019
Book Page2019/11418
Lender
NameGUARANTY BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueSep 1, 2029

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address704 E SERVICE DR, COLDWATER, MS 38618
Transaction TypeMortgage
Record UpdatedJul 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017 4741
DateMay 5, 2017
Book Page2017/4741
Instrument2017 4741
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term83 Months
DueApr 10, 2024

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,247.00 (+82.98%)$27,288 (+93.33%) Land $1,343 Building $25,945$181,919 (+93.33%) Land $8,951 Building $172,968
2023$2,321.00$14,115 Land $1,343 Building $12,772$94,100 Land $8,951 Building $85,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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