Tate County property record for 714 E Service Dr, Coldwater, MS 38618
| Property Type | Commercial |
|---|---|
| Details | 5,534 sqft · built 2006 |
| Owner | Company Name on Record |
| Tax Bill | $6,408 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 039P04 0001600 |
| Primary APN | 039P04 0001600 |
|---|
| Total Rooms | 8 Rooms |
|---|---|
| Building Area | 5,534 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Patio Area | 256 sqft |
| Utility Building | 280 sqft |
| Street Address | 714 E SERVICE DR |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3881 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S PT LOTS 31 & 32 PT 4 1941EXT TOWN OF COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | 1941 ADD PT 4 |
| Legal Lot Number | 31-32 32 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 950301 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1060, COLDWATER, MS 38618-1060 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY |
| Jan 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 714 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/5198 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 2020/5198 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 714 E SERVICE DR, COLDWATER, MS 38618-3881 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/100 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 2019/100 |
| Name | PINNACLE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,408.00 (+22.45%) | $41,178 (+29.42%) Land $3,671 Building $37,507 | $274,525 (+29.42%) Land $24,476 Building $250,049 |
| 2023 | $5,233.00 | $31,818 Land $3,671 Building $28,147 | $212,124 Land $24,476 Building $187,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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