742 Downing Pl, Geneva, IL 60134 Property Records

Kane County property record for 742 Downing Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,775 sqft · built 1996
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Apr 2005)
Tax Bill	$11,814 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-202-066`

Property Details

APN / Parcel Number

Primary APN	`12-02-202-066`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,775 sqft Living Area
Gross Area	4,417 sqft
Basement Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	742 DOWNING PL
City	GENEVA
State	IL
Zip	60134-3487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 GENEVA EAST PHASE 6
Legal Subdivision	GENEVA EAST PH 06
Legal Phase	6
Legal Block	4
Legal Lot Number	32
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

742 Downing Pl is owner-occupied and held in a trust since October 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	742 DOWNING PL, GENEVA, IL 60134-3487
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 1, 2019	Quit Claim Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP
Aug 12, 2019	Quit Claim Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2005 · Amount on File
Deed Sale	Apr 5, 2005 · Amount on File
Prior Sale	Jan 8, 1998 · Amount on File
Deed Document Number	200537306
Last Transfer Date	Oct 18, 2019
Transfer Doc	0000052711
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	742 DOWNING PL, GENEVA, IL 60134-3487
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066474
Date	Aug 31, 2021
Instrument	2021K066474

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.69%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	742 DOWNING PL, GENEVA, IL 60134-3487
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044969
Date	Sep 25, 2019
Instrument	2019K044969

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	742 DOWNING PL, GENEVA, IL 60134-3487
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039859
Date	Jul 22, 2020
Instrument	2020K039859

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	May 1, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 1, 2019
Property Address	742 DOWNING PL, GENEVA, IL 60134-3487
Document Number	0000052711
Instrument Date	Oct 18, 2019
Instrument	52711
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	742 DOWNING PL GENEVA IL 601343487, GENEVA, IL 60134-3487

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 12, 2019
Property Address	742 DOWNING PL, GENEVA, IL 60134-3487
Document Number	0000036036
Instrument Date	Jul 24, 2019
Instrument	36036
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	742 DOWNING PL GENEVA IL 601343487, GENEVA, IL 60134-3487

Tax Assessment & Valuation

The 2025 property tax bill for 742 Downing Pl was $11,814 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,814.00 Homeowner's exemption	$171,577 (+8.5%) Land $38,577 Building $133,000	$514,937 (+8.5%) Land $115,777 Building $399,160
2024		$158,136 Land $35,555 Building $122,581	$474,598 Land $106,708 Building $367,890
2022	$10,652.00 (+3.01%) Homeowner's exemption	$133,581 (+3.86%) Land $30,034 Building $103,547	$400,743 (+3.86%) Land $90,102 Building $310,641
2021	$10,341.00 Homeowner's exemption	$128,617 Land $28,918 Building $99,699	$385,851 Land $86,754 Building $299,097

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 742 Downing Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 742 Downing Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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