747 Downing Pl, Geneva, IL 60134 Property Records

Kane County property record for 747 Downing Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 1996
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,500 (Aug 2019)
Tax Bill	$11,500 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-202-043`

Property Details

APN / Parcel Number

Primary APN	`12-02-202-043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
Gross Area	3,393 sqft
Basement Area	1,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	747 DOWNING PL
City	GENEVA
State	IL
Zip	60134-3488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 GENEVA EAST PHASE 6
Legal Subdivision	GENEVA EAST PH 06
Legal Phase	6
Legal Block	4
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	747 DOWNING PL, GENEVA, IL 60134-3488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Dec 31, 1996 · Amount on Record
Deed Document Number	201936843
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 15, 2019
Property Address	747 DOWNING PL, GENEVA, IL 60134-3488
Document Number	0000036843
Map Reference	DOC R95K-034674
Instrument Date	Aug 5, 2019
Instrument	2019K036843
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	747 DOWNING PL, 747, GENEVA, IL 60134-3488

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	747 DOWNING PL, GENEVA, IL 60134-3488

Mortgage

Document Number	0000036844
Date	Aug 15, 2019
Instrument	2019K036844

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,500.00 (+26.65%) Homeowner's exemption	$167,231 (+8.5%) Land $38,577 Building $128,654	$501,894 (+8.5%) Land $115,777 Building $386,116
2024		$154,130 (+18.38%) Land $35,555 Building $118,575	$462,575 (+18.43%) Land $106,708 Building $355,867
2022	$9,080.00 (+3.04%) Homeowner's exemption	$130,197 (+3.86%) Land $30,034 Building $100,163	$390,591 (+3.86%) Land $90,102 Building $300,489
2021	$8,812.00 Homeowner's exemption	$125,358 Land $28,918 Building $96,440	$376,074 Land $86,754 Building $289,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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