718 Downing Pl, Geneva, IL 60134 Property Records

Kane County property record for 718 Downing Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,469 sqft · built 1996
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2018)
Tax Bill	$8,730 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-202-064`

Property Details

APN / Parcel Number

Primary APN	`12-02-202-064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
Gross Area	2,153 sqft
Basement Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	718 DOWNING PL
City	GENEVA
State	IL
Zip	60134-3487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENEVA EAST PHASE VI - LOT 34
Legal Subdivision	GENEVA EAST
Legal Phase	6
Legal Block	4
Legal Lot Number	34
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 DOWNING PL, GENEVA, IL 60134-3487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Transfer on Death Deed, Transfer
Dec 9, 2021	Intrafamily Transfer, Transfer
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Apr 17, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Jan 14, 1998 · Amount on Record
Deed Document Number	201817419
Last Transfer Date	Dec 3, 2021
Transfer Doc	0000091772
Record Updated	Oct 29, 2026

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 9, 2021
Property Address	718 DOWNING PL, GENEVA, IL 60134-3487
Document Number	0000091772
Instrument Date	Dec 3, 2021
Instrument	2021K091772
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 DOWNING PL, 718, GENEVA, IL 60134-3487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 DOWNING PL, GENEVA, IL 60134-3487

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 9, 2021
Property Address	718 DOWNING PL, GENEVA, IL 60134-3487
Document Number	0000091771
Instrument Date	Dec 3, 2021
Instrument	2021K091771
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	718 DOWNING PL, GENEVA, IL 60134-3487

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	718 DOWNING PL, GENEVA, IL 60134-3487
Document Number	0000020882
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 DOWNING PL GENEVA IL 601343487, GENEVA, IL 60134-3487

Mortgage

Document Number	0000020882
Date	Apr 27, 2020
Instrument	20882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2018
Property Address	718 DOWNING PL, GENEVA, IL 60134-3487
Document Number	0000017419
Instrument Date	Apr 11, 2018
Instrument	17419
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	718 DOWNING PL GENEVA IL 601343487, GENEVA, IL 60134-3487

Mortgage

Document Number	17420
Date	Apr 17, 2018
Instrument	17420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,730.00 (+10.84%) Homeowner's exemption	$128,880 (+8.5%) Land $38,577 Building $90,303	$386,795 (+8.5%) Land $115,777 Building $271,017
2024		$118,784 (+18.38%) Land $35,555 Building $83,229	$356,495 (+18.43%) Land $106,708 Building $249,787
2022	$7,876.00 (+3.08%) Homeowner's exemption	$100,340 (+3.86%) Land $30,034 Building $70,306	$301,020 (+3.86%) Land $90,102 Building $210,918
2021	$7,641.00 Homeowner's exemption	$96,611 Land $28,918 Building $67,693	$289,833 Land $86,754 Building $203,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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