711 Downing Pl, Geneva, IL 60134 Property Records

Kane County property record for 711 Downing Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,804 sqft · built 1996
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Trust Names on Record
Last Sale	$245,000 (Feb 1996)
Tax Bill	$10,937 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-02-202-040`

Property Details

APN / Parcel Number

Primary APN	`12-02-202-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,804 sqft Living Area
Gross Area	4,287 sqft
Basement Area	1,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	711 DOWNING PL
City	GENEVA
State	IL
Zip	60134-3488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GENEVA EAST PHASE 6
Legal Subdivision	GENEVA EAST PH 06
Legal Phase	6
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4002
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	711 DOWNING PL, GENEVA, IL 60134-3488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 23, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 1996 · Amount on Record
Deed Sale	Feb 8, 1996 · Amount on Record
Deed Document Number	19969433
Last Transfer Date	Oct 4, 2023
Transfer Doc	0000037176
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	711 DOWNING PL, GENEVA, IL 60134-3488
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012307
Date	Feb 16, 2021
Instrument	2021K012307

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate	3%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 23, 2023
Property Address	711 DOWNING PL, GENEVA, IL 60134-3488
Document Number	0000037176
Instrument Date	Oct 4, 2023
Instrument	2023K037176
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	711 DOWNING PL, GENEVA, IL 60134-3488

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,937.00 (+5.35%)	$167,429 (+8.5%) Land $38,577 Building $128,852	$502,488 (+8.5%) Land $115,777 Building $386,711
2024		$154,313 (+18.38%) Land $35,555 Building $118,758	$463,124 (+18.43%) Land $106,708 Building $356,417
2022	$10,382.00 (+3.01%) Homeowner's exemption	$130,352 (+3.86%) Land $30,034 Building $100,318	$391,056 (+3.86%) Land $90,102 Building $300,954
2021	$10,079.00 Homeowner's exemption	$125,508 Land $28,918 Building $96,590	$376,524 Land $86,754 Building $289,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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