7418 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7418 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,864 sqft · built 1927
Lot Size0.284 acres (12,371 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (May 2024)
Tax Bill$4,107 (2024)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-46-0096-0016

Property Details

APN / Parcel Number

Primary APN001-25-46-0096-0016
Alternative APNs
  • 45-05-32-206-014.000-004
  • 254600960016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,864 sqft Living Area
Gross Area3,096 sqft
1st Floor Area1,864 sqft
Basement Area1,032 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1985
Construction TypeBrick
Roof MaterialAsphalt
Lot Area12,371 sqft (0.284 acres)
Lot Dimensions125 ft deep x 99 ft wide
TerrainRolling
View / LotExtra Front
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
Pool Area260 sqft
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7418 LOCUST AVE
CityGARY
StateIN
Zip46403-1255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTTS ADD. INDIANA CITY ALL L.15 BL.10 ALL L.16 BL.10
Legal SubdivisionNORCOTTS ADD
Legal Block10
Legal Lot Number15
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4010
Census Tract10100

Owner

Source: Lake County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7418 LOCUST AVE, GARY, IN 46403-1255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Deed Document Number2024516858
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateApr 1, 2026
Property Address7418 LOCUST AVE, GARY, IN 46403-1255
Document Number0000512747
Instrument DateMar 27, 2026
Instrument2026512747
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7418 LOCUST AVE, GARY, IN 46403-1255

Mortgage

Document Number0000512747,
DateApr 1, 2026
Instrument2026512747
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$393,300 (+8.02%) Land $149,600 Building $243,700$393,300 (+8.02%) Land $149,600 Building $243,700
2024$4,107.00 (+54.17%)
2023$364,100 (+82.14%) Land $194,000 Building $170,100$364,100 (+82.14%) Land $194,000 Building $170,100
2022$2,664.00 Homeowner's exemption$199,900 Land $53,200 Building $146,700$199,900 Land $53,200 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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