7435 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7435 Locust Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,198 sqft · built 1953
Lot Size	0.151 acres (6,621 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,838 (2024)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0093-0007`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0093-0007`
Alternative APNs	`45-05-32-252-004.000-004` `254600930007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Basement Area	1,198 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Terrain	Rolling
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0093-0007
Old Parcel Number	254600930007
Street Address	7435 LOCUST AVE
City	GARY
State	IN
Zip	46403-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORCOTT'S ADD. IND. CITY L.7 BL.7 N2. VAC. ALLEY ADJ. DATE ORIINATED 2/2003
Legal Subdivision	NORCOTTS ADD
Legal Block	7
Legal Lot Number	7
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4015
Census Tract	10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7435 LOCUST AVE, GARY, IN 46403-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1975
Deed Sale	Aug 19, 1975
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7435 LOCUST AVE, GARY, IN 46403-1256
Document Number	0000060128
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7435 LOCUST AVE GARY IN 464031256, GARY, IN 46403-1256

Mortgage

Document Number	0000060128
Date	Aug 31, 2018
Instrument	60128

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,100 (+12.81%) Land $100,400 Building $156,700	$257,100 (+12.81%) Land $100,400 Building $156,700
2024	$2,838.00 (+62.73%)
2023		$227,900 (+55.78%) Land $100,000 Building $127,900	$227,900 (+55.78%) Land $100,000 Building $127,900
2022	$1,744.00 Homeowner's exemption	$146,300 Land $27,900 Building $118,400	$146,300 Land $27,900 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20