7401 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7401 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,404 sqft · built 1959
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Tax Bill$5,455 (2024)
Deeds & MortgagesJun 2020 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-46-0093-0011

Property Details

APN / Parcel Number

Primary APN001-25-46-0093-0011
Alternative APNs
  • 45-05-32-252-001.000-004
  • 254600930011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,404 sqft Living Area
Basement Area2,404 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1975
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 99 ft wide
TerrainRolling
Garage TypeBasement
Garage Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0093-0011
Old Parcel Number254600930011
Street Address7401 LOCUST AVE
CityGARY
StateIN
Zip46403-1256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTT'S ADD. INDIANA CITY ALL L.12 & L.11 BL.7 N2. VAC. ALLEY ADJ.
Legal SubdivisionNORCOTTS ADD
Legal Block7
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4015
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7401 LOCUST AVE, GARY, IN 46403-1256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Mar 3, 2017Affidavit of Death, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2016
Deed SaleOct 12, 2016
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7401 LOCUST AVE, GARY, IN 46403-1256
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036657
DateJun 17, 2020
Instrument2020 036657
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

March 2017: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionLAKE IN
Recording DateMar 3, 2017
Property Address7401 LOCUST AVE, GARY, IN 46403-1256
Document Number0000014049
Instrument DateOct 12, 2016
Instrument14049
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanyRAVENSWOOD TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7401 LOCUST AVE GARY IN 464031256, GARY, IN 46403-1256

Mortgage

Document Number14050
DateMar 3, 2017
Instrument14050
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$420,900 (-9.46%) Land $155,500 Building $265,400$420,900 (-9.46%) Land $155,500 Building $265,400
2024$5,455.00 (+38.21%)
2023$464,900 (+53.74%) Land $198,000 Building $266,900$464,900 (+53.74%) Land $198,000 Building $266,900
2022$3,947.00 Homeowner's exemption$302,400 Land $55,200 Building $247,200$302,400 Land $55,200 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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