7430 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7430 Locust Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,090 sqft · built 1948
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Aug 2022)
Tax Bill	$6,835 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0096-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0096-0018`
Alternative APNs	`45-05-32-206-016.000-004` `254600960018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
Basement Area	1,090 sqft
Finished Basement	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Other
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0096-0018
Old Parcel Number	254600960018
Street Address	7430 LOCUST AVE
City	GARY
State	IN
Zip	46403-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORCOTT'S ADD. INDIANA CITY ALL L.18 BL.10
Legal Subdivision	NORCOTTS ADD
Legal Block	10
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4010
Census Tract	10100

Owner

Source: Lake County records · APN 001-25-46-0096-0018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7430 LOCUST AVE, GARY, IN 46403-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Aug 04, 2006
Deed Document Number	2022-531362
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 01, 2022
Property Address	7430 LOCUST AVE, GARY, IN 46403-1255
Document Number	0000031362
Map Reference	MB 1 PG 14
Instrument Date	Jul 13, 2022
Instrument	2022-531362
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 LOCUST AVE, GARY, IN 46403-1255

Mortgage

Document Number	0000031363
Date	Aug 01, 2022
Instrument	2022-531363

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,600 (+15.65%) Land $96,100 Building $216,500	$312,600 (+15.65%) Land $96,100 Building $216,500
2024	$6,835.00 (+84.98%)
2023		$270,300 (+87.84%) Land $98,000 Building $172,300	$270,300 (+87.84%) Land $98,000 Building $172,300
2022	$3,695.00	$143,900 Land $27,300 Building $116,600	$143,900 Land $27,300 Building $116,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.