741 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 741 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,584 sqft · built 1998
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (May 2017)
Tax Bill	$6,911 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1521`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1521`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	1,120 sqft
Basement Area	250 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	201 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	256 sqft
Deck Area	158 sqft
Patio Area	190 sqft
Balcony Area	62 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	741 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 31
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	31
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	741 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Sep 18, 2019	Deed of Trust, Mortgage DELMAR FIN'L
May 31, 2017	Warranty Deed, Transfer DELMAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Jun 22, 2004 · Amount on Record
Deed Document Number	2017485
Deed Book / Page	22546 / 2327
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	741 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244204577
Date	Nov 6, 2020
Book Page	24420/4577
Instrument	2020110600756

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	741 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02371401017
Date	Sep 26, 2019
Book Page	23714/01017
Instrument	2019092600198

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	741 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0237141017
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	741 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

Mortgage

Document Number	0237141017
Date	Sep 26, 2019
Book Page	023714/001017
Instrument	198

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 31, 2017
Property Address	741 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0225462327
Book / Page	022546 / 002327
Instrument Date	May 26, 2017
Instrument	485
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

Mortgage

Document Number	225462330
Date	May 31, 2017
Book Page	022546/002330
Instrument	486

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,000 (-) Land $36,020 Building $64,980	$531,600 (-) Land $189,600 Building $342,000
2025	$6,911.00 (+8.66%)	$101,000 (+10.9%) Land $36,020 Building $64,980	$531,600 (+10.91%) Land $189,600 Building $342,000
2024	$6,360.00 (+0.08%)
2023	$6,355.00 (+12.26%)	$91,070 (+20.34%) Land $24,020 Building $67,050	$479,300 (+20.34%) Land $126,400 Building $352,900
2022	$5,661.00	$75,680 Land $24,020 Building $51,660
2021			$398,300 Land $126,400 Building $271,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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