729 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 729 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Aug 2017)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1552`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	60 ft deep x 63 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	154 sqft
Patio Area	154 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	729 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 34
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	34
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

729 Whispering Forest Dr is owned and occupied by an individual who acquired it in December 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Jan 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 29, 2017	Quit Claim Deed, Mortgage DAS ACQUISITION
May 19, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Jun 7, 2002 · Amount on File
Deed Document Number	2017558
Deed Book / Page	22672 / 3260
Last Transfer Date	Dec 7, 2018
Transfer Doc	0233710047
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481

Mortgage

Document Number	0245943036
Date	Jan 15, 2021
Book Page	24594/3036
Instrument	2021011500944

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0233981383
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

Mortgage

Document Number	0233981383
Date	Feb 13, 2019
Book Page	023398/001383
Instrument	267

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 24, 2019
Property Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0233710047
Book / Page	023371 / 000047
Instrument Date	Dec 7, 2018
Instrument	95
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 29, 2017
Property Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0226723260
Book / Page	022672 / 003260
Instrument Date	Aug 21, 2017
Instrument	558
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

Mortgage

Document Number	226723266
Date	Aug 29, 2017
Book Page	022672/003266
Instrument	560

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	729 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0225580517
Book / Page	022558 / 000517
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	729 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

Mortgage

Document Number	0225580517
Date	Jun 8, 2017
Book Page	022558/000517
Instrument	167

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 729 Whispering Forest Dr was $5,126, up 13.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,800 (-) Land $28,900 Building $45,900	$393,700 (-) Land $152,100 Building $241,600
2025	$5,126.00 (+13.41%)	$74,800 Land $28,900 Building $45,900	$393,700 Land $152,100 Building $241,600
2024	$4,520.00 (+0.09%)
2023	$4,516.00 (+1.96%)	$64,600 (+9.1%) Land $19,270 Building $45,330	$340,000 Land $101,400 Building $238,600
2022	$4,429.00	$59,210 Land $19,270 Building $39,940
2021			$311,600 Land $101,400 Building $210,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 729 Whispering Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Whispering Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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