737 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 737 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,473 sqft · built 1998
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Aug 2021)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1530`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,473 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	1,179 sqft
Basement Area	18 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	174 ft deep x 43 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	162 sqft
Patio Area	463 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	737 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 32
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	32
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	737 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage SUNSET HILLS BUSINESS BANKING
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage ESSEX RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	May 7, 2012 · Amount on Record
Deed Document Number	2021235
Deed Book / Page	25028 / 1259
Prior Transfer Date	Jan 28, 2014
Prior Transfer Doc	0208702258
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	737 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 WHISPERING FOREST DR, BALLWIN, MO 63021-4481

Mortgage

Document Number	2023072400187
Date	Jul 24, 2023
Instrument	2023072400187

Lender

Name	SUNSET HILLS BUSINESS BANKING
Address	SAINT LOUIS, MO 63127

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 4, 2021
Property Address	737 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0250281259
Book / Page	25028 / 1259
Map Reference	MB 346 PG 408&409
Instrument Date	Jul 26, 2021
Instrument	2021080400235
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	737 WHISPERING FOREST DR, BALLWIN, MO 63021-4481

Mortgage

Document Number	2021080400236
Date	Aug 4, 2021
Instrument	2021080400236

Lender

Name	ESSEX RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,160 (-) Land $35,210 Building $57,950	$490,300 (-) Land $185,300 Building $305,000
2025	$6,377.00 (+8.75%)	$93,160 (+11%) Land $35,210 Building $57,950	$490,300 (+11%) Land $185,300 Building $305,000
2024	$5,864.00 (+0.09%)
2023	$5,859.00 (+12.01%)	$83,930 (+20.02%) Land $23,470 Building $60,460	$441,700 (+20.03%) Land $123,500 Building $318,200
2022	$5,231.00	$69,930 Land $23,470 Building $46,460
2021			$368,000 Land $123,500 Building $244,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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