Montgomery County property record for 7409 Electra Ct, Gaithersburg, MD 20879
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,534 sqft · built 1986 |
| Lot Size | 0.125 acres (5,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jan 2013) |
| Tax Bill | $4,795 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02552867 |
| Primary APN | 01-02552867 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 1,870 sqft |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,455 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02552867 |
|---|---|
| Street Address | 7409 ELECTRA CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-4569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HADLEY FARMS |
| Legal Subdivision | HADLEY FARMS |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700105 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 28, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage BBMC MORTGAGE LLC |
| Nov 28, 2018 | Quit Claim Deed, Transfer TIMIOS INC |
| Nov 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage ACOPIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2013 · Amount on Record |
| Deed Sale | Jan 8, 2013 · Amount on Record |
| Prior Sale | Sep 8, 1998 · Amount on Record |
| Deed Book / Page | 45732 / 434 |
| Last Transfer Date | Oct 2, 2024 |
| Transfer Doc | 0686300101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | ENTRA TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0664070092 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 66407/92 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 28, 2018 |
| Property Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0569200129 |
| Book / Page | 56920 / 129 |
| Map Reference | MB134 PL15535 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0056920135 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 56920/135 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 28, 2018 |
| Property Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0569200154 |
| Book / Page | 056920 / 000154 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7409 ELECTRA CT GAITHERSBURG MD 208794569, GAITHERSBURG, MD 20879-4569 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7409 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0554520085 |
| Book / Page | 055452 / 000085 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Title Company | NATIONAL ADVANTAGE SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7409 ELECTRA CT GAITHERSBURG MD 208794569, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0554520085 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 055452/000085 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,300 (+6.27%) Land $176,700 Building $216,600 | $393,300 (-) Land $176,700 Building $216,600 | |
| 2025 | $4,795.00 (+8%) | $370,100 (+14.33%) | $393,300 (+21.5%) Land $176,700 Building $216,600 |
| 2024 | $4,440.00 (+37.55%) | ||
| 2023 | $323,700 Land $176,700 Building $147,000 | $323,700 Land $176,700 Building $147,000 | |
| 2022 | $3,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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