Montgomery County property record for 7405 Electra Ct, Gaithersburg, MD 20879
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,952 sqft · built 1986 |
| Lot Size | 0.195 acres (8,479 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Feb 2001) |
| Tax Bill | $6,021 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02552878 |
| Primary APN | 01-02552878 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 3,528 sqft |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,479 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02552878 |
|---|---|
| Street Address | 7405 ELECTRA CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-4569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HADLEY FARMS |
| Legal Subdivision | HADLEY FARMS |
| Legal Block | F |
| Legal Lot Number | P5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700105 |
7405 Electra Ct is owned and occupied by an individual who acquired it in September 2012.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7405 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2001 · Amount on File |
| Deed Sale | Feb 1, 2001 · Amount on File |
| Deed Document Number | 2001200607 |
| Deed Book / Page | 18750 / 96 |
| Last Transfer Date | Sep 18, 2012 |
| Transfer Doc | 0450910166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7405 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 7405 ELECTRA CT, GAITHERSBURG, MD 20879-4569 |
| Document Number | 0622470039 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 62247/39 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 7405 Electra Ct was $6,021, down 2.2% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,600 (+7.61%) Land $188,400 Building $389,200 | $577,600 (-) Land $188,400 Building $389,200 | |
| 2025 | $6,021.00 (-2.19%) | $536,767 | $577,600 Land $188,400 Building $389,200 |
| 2024 | $6,156.00 | ||
| 2023 | $455,100 Land $188,400 Building $266,700 | $455,100 Land $188,400 Building $266,700 | |
| 2022 | $4,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7405 Electra Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7405 Electra Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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