7404 Electra Ct, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 7404 Electra Ct, Gaithersburg, MD 20879

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,128 sqft · built 1986
Lot Size	0.209 acres (9,107 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Mar 2021)
Tax Bill	$5,498 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02552903`

Property Details

APN / Parcel Number

Primary APN	`01-02552903`
Alternative APN	`02552903`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,107 sqft (0.209 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02552903
Street Address	7404 ELECTRA CT
City	GAITHERSBURG
State	MD
Zip	20879-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	HADLEY FARMS
Legal Subdivision	HADLEY FARMS
Legal Block	F
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	3
Census Block	3013
Census Tract	700105

Owner

7404 Electra Ct is owned and occupied by two individuals who bought it in March 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7404 ELECTRA CT, GAITHERSBURG, MD 20879-4569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Aug 5, 1986 · Amount on File
Deed Book / Page	62112 / 320
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 8, 2021
Property Address	7404 ELECTRA CT, GAITHERSBURG, MD 20879-4569
Document Number	0621120320
Book / Page	62112 / 320
Map Reference	MB 134 PL 15535
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7404 ELECTRA CT, GAITHERSBURG, MD 20879-4569

Mortgage

Document Number	62112328
Date	Mar 8, 2021
Instrument	62112/328

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7404 Electra Ct was $5,498.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,700 (+7.42%) Land $190,900 Building $336,800	$527,700 (-) Land $190,900 Building $336,800
2025	$5,498.00	$491,267	$527,700 Land $190,900 Building $336,800
2023		$418,400 Land $190,900 Building $227,500	$418,400 Land $190,900 Building $227,500
2022	$4,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7404 Electra Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7404 Electra Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20