7401 Electra Ct, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 7401 Electra Ct, Gaithersburg, MD 20879

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,752 sqft · built 1987
Lot Size0.231 acres (10,044 sqft)
Owner2 Individual Names on File
Last Sale$133,200 (Dec 1986)
Tax Bill$5,086 (2025)
Deeds & MortgagesFeb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-02552880

Property Details

APN / Parcel Number

Primary APN01-02552880
Alternative APN
  • 02552880

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,752 sqft Living Area
Gross Area2,016 sqft
1st Floor Area984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,044 sqft (0.231 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02552880
Street Address7401 ELECTRA CT
CityGAITHERSBURG
StateMD
Zip20879-4569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionHADLEY FARMS
Legal SubdivisionHADLEY FARMS
Legal BlockF
Legal Lot Number6
JurisdictionMONTGOMERY MD
Township / Civil Division1
Census Block Group3
Census Block3013
Census Tract700105

Owner

7401 Electra Ct is owned and occupied by two individuals who bought it in December 1986.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7401 ELECTRA CT, GAITHERSBURG, MD 20879-4569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 1986 · Amount on File
Deed SaleDec 19, 1986 · Amount on File
Deed Book / Page7453 / 814
Record UpdatedSep 20, 2026

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY MD
Property Address7401 ELECTRA CT, GAITHERSBURG, MD 20879-4569
Document Number0541360337
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7401 ELECTRA CT GAITHERSBURG MD 208794569, GAITHERSBURG, MD 20879-4569

Mortgage

Document Number0541360337
DateApr 17, 2017
Book Page054136/000337
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23285-5130
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 16, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,100 (+6.72%) Land $194,400 Building $291,700$486,100 (-) Land $194,400 Building $291,700
2025$5,086.00 (+28.56%)$455,500 (+15.52%)$486,100 (+23.28%) Land $194,400 Building $291,700
2023$394,300 Land $194,400 Building $199,900$394,300 Land $194,400 Building $199,900
2022$3,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7401 Electra Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7401 Electra Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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