7403 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7403 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 1997
Lot Size	0.164 acres (7,153 sqft)
Owner	Individual Name on File
Last Sale	$516,000 (Jun 2024)
Tax Bill	$5,101 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602215-0-720`

Property Details

APN / Parcel Number

Primary APN	`602215-0-720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,014 sqft
Upper Floors Area	788 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,153 sqft (0.164 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	513 sqft
Deck Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7403 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 AUGUSTA L 72 TOG/W 1/101ST UNDIV INT IN TR A-G EASE OF REC OUT OF 401531-315-0, 186-0, 179-0 & 323-0 SEG J0076 MD 7/8/97MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	AUGUSTA
Legal Tract	A
Legal Lot Number	72
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3008
Census Tract	73128

Owner

7403 195th St E is owned and occupied by an individual who bought it in June 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7403 195TH ST E, SPANAWAY, WA 98387-5070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Document Number	2024434
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	0000000551
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7403 195TH ST E, SPANAWAY, WA 98387-5070
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	WFG NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009160536
Date	Sep 16, 2022
Instrument	202209160536

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7403 195th St E was $5,101, up 3.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,101.00 (+3.78%)	$452,800 (-1.33%) Land $173,000 Building $279,800	$452,800 (-1.33%) Land $173,000 Building $279,800
2025	$4,915.00 (-0.53%)	$458,900 (+9.29%) Land $170,500 Building $288,400	$458,900 (+9.29%) Land $170,500 Building $288,400
2024	$4,941.00 (-1.71%)	$419,900 (-4.15%) Land $170,500 Building $249,400	$419,900 (-4.15%) Land $170,500 Building $249,400
2023	$5,027.00	$438,100 Land $157,100 Building $281,000	$438,100 Land $157,100 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7403 195th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7403 195th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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