7411 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7411 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,985 sqft · built 1997
Lot Size	0.247 acres (10,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,719 (Jul 2016)
Tax Bill	$5,310 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602215-0-690`

Property Details

APN / Parcel Number

Primary APN	`602215-0-690`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,985 sqft Living Area
Gross Area	2,405 sqft
1st Floor Area	1,073 sqft
Upper Floors Area	912 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,748 sqft (0.247 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7411 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 AUGUSTA L 69 TOG/W 1/101ST UNDIV INT IN TR A-G EASE OF REC OUT OF 401531-315-0, 186-0, 179-0 & 323-0 SEG J0076 MD 7/8/97MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	AUGUSTA
Legal Tract	A
Legal Lot Number	69
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3008
Census Tract	73128

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7411 195TH ST E, SPANAWAY, WA 98387-5070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	2016702
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0000000696
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7411 195TH ST E, SPANAWAY, WA 98387-5070
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 195TH ST E, SPANAWAY, WA 98387

Mortgage

Document Number	0003260037
Date	Mar 26, 2024
Instrument	202403260037

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	269 Months
Due	Aug 1, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7411 195TH ST E, SPANAWAY, WA 98387-5070
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 195TH ST E, SPANAWAY, WA 98387-5070

Mortgage

Document Number	0002170031
Date	Feb 17, 2022
Instrument	202202170031

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,310.00 (+3.57%)	$472,400 (+8.05%) Land $181,700 Building $290,700	$472,400 (+8.05%) Land $181,700 Building $290,700
2025	$5,127.00 (-0.35%)
2024	$5,145.00 (-1.64%)	$437,200 (-4.1%) Land $179,100 Building $258,100	$437,200 (-4.1%) Land $179,100 Building $258,100
2023	$5,231.00	$455,900 Land $165,000 Building $290,900	$455,900 Land $165,000 Building $290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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