7020 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7020 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 1997
Lot Size	0.296 acres (12,903 sqft)
Owner	Individual Name on Record
Last Sale	$184,119 (Nov 2017)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602152-0-260`

Property Details

APN / Parcel Number

Primary APN	`602152-0-260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,162 sqft
Upper Floors Area	1,103 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,903 sqft (0.296 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	86 sqft
Deck Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7020 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 22 CRESCENT RIDGE L 26 EASE OF REC OUT OF 245510-001-0 TO 080-0 SEG G0698 MD 03/23/95MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	CRESCENT RIDGE
Legal Block	26
Legal Lot Number	26
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3007
Census Tract	73128

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7020 195TH ST E, SPANAWAY, WA 98387-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Oct 22, 2010 · Amount on Record
Deed Document Number	2017603
Prior Transfer Date	Mar 16, 2005
Prior Transfer Doc	0000000739
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7020 195TH ST E, SPANAWAY, WA 98387-5054
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009240241
Date	Sep 24, 2021
Instrument	202109240241

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7020 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	1908090287
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 195TH ST E SPANAWAY WA 983875054, SPANAWAY, WA 98387-5054

Mortgage

Document Number	1908090287
Date	Aug 9, 2019
Instrument	201908090287

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 8, 2017
Property Address	7020 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	0011080603
Map Reference	DOC9503080144
Instrument Date	Nov 2, 2017
Instrument	201711080603
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,282.32
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 195TH ST E, SPANAWAY, WA 98387-5054

Mortgage

Document Number	0011080604
Date	Nov 8, 2017
Instrument	201711080604

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,300 (+6.9%) Land $191,400 Building $212,900	$404,300 (+6.9%) Land $191,400 Building $212,900
2025	$4,374.00 (-1.55%)
2024	$4,443.00 (-0.18%)	$378,200 (-2.4%) Land $188,700 Building $189,500	$378,200 (-2.4%) Land $188,700 Building $189,500
2023	$4,451.00	$387,500 Land $173,900 Building $213,600	$387,500 Land $173,900 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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